CalcSurge

Retirement Calculator

Plan your retirement savings and see your projected income using the 4% rule.

Projected Savings at Retirement

$1,475,835

Monthly Income (4% Rule)

$4,919

Years to Retire

35

Total Contributed

$260,000

Interest Earned

$1,215,835

Contributions vs Growth

Your contributionsInvestment growth

About Retirement Planning

This calculator projects your retirement savings based on current savings, monthly contributions, and expected investment returns. The 4% rule suggests you can safely withdraw 4% of your portfolio annually in retirement without running out of money over 30 years.

Starting early is the biggest advantage in retirement planning. Even small monthly contributions benefit enormously from decades of compound growth. Historical stock market returns average around 7-10% annually before inflation.