🏢 Rent Affordability Calculator
Find out how much rent you can comfortably afford based on your income and expenses.
Car payments, student loans, credit cards, etc.
20% (conservative)30% (standard)40% (stretched)
Recommended Max Rent
$1,375/mo
Based on 30% rule + your expenses
Conservative (25%)
$859
30% Rule
$1375
Monthly Budget Breakdown
Estimated Take-Home$3438
Rent-$1375
Utilities-$150
Renter's Insurance-$15
Debt Payments-$400
Savings-$500
Remaining for Living$998
✅ Landlord 3x income requirement: You meet the typical requirement of $4125/mo gross income for $1375/mo rent.
The 30% Rule
The common guideline is to spend no more than 30% of your gross income on rent. However, this doesn't account for debt, savings goals, or high-tax areas. This calculator factors in your real expenses to give a more accurate recommendation.
Most landlords require 2.5-3x the monthly rent in gross monthly income to qualify for a lease.