Mortgage Calculator
Calculate your monthly mortgage payment, total interest, and loan breakdown.
Monthly Payment
$1,770
Loan Amount
$280,000
Total Interest
$357,125
Total Paid
$637,125
Payoff Date
2056
Principal vs Interest
Principal (44%)Interest (56%)
About Mortgage Calculators
This calculator estimates your monthly mortgage payment based on the home price, down payment, interest rate, and loan term. The calculation uses the standard amortization formula. Results update instantly as you adjust inputs.
A larger down payment reduces your monthly payment and total interest paid. Shorter loan terms (15 years vs 30) mean higher monthly payments but significantly less interest over the life of the loan.